Get personal loans of as much as Rs.50 lakh and above at attractive rates beginning at eight.95% p.a. with bendy tenures of up to 5 years.
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Personal Loan Details
Interest Rate
eight.ninety five% p.a. onwards
Loan Amount
Up to Rs.50 lakh
Loan Tenure
Up to five years
Processing Fee
0% - 3% of the loan amount + GST
We found20Personal Loan 4.zero / five.0 from115100 customersAda hundred% PAPERLESS APPROVALFeaturesReviews
What you will loveConditional pre-closure after 1 12 monthsThis provide is to be had only if all important files are uploaded on line
DocumentsKYC - PAN, cope with and ID proofIncome proof, financial institution statement and a image
PerksDoor step providerE-approvalPart-payment availableTop-up loan availableNo guarantor requiredBalance switch
Fees & ChargesPre-closure rate = four% of main top notch (plus relevant tax) in 2nd yr. three% (plus relevant tax) in third 12 months & 2.5% (plus relevant tax) afterwardsPart-payments can be made most effective after 12 months. For element bills among 13 to 24 months, a price of 4% is relevant at the component-charge quantity. three% is applicable on payments between 25 to 36 months. 2% is applicable put up 36 monthsPart-payments are allowed only twice for the duration of the loan tenure and once a 12 months. The quantity can't exceed 25% of the main outstanding
Good to KnowBranches4,014+
Eligibility CriteriaSalaried - Age as a minimum 21 and much less than 60Self-employed - Age at the least 21 and less than 65Applicant need to be incomes at least20,000 according to month as internet income ( 25,000 for applicants from Madhya Pradesh)
Hassle Free Experience - Debayan I were given the pleasant charge with minimum processing fee of 1-2%. The files were collected at my doorstep and loan became dispensed within 2-3 days post verification. It turned into an easy & smooth technique.
Brilliant Experience! - Mohamed The on-line experience changed into much smoother than offline. The documents have been picked up from my doorstep. The hobby charge charged turned into as promised by them.Ada hundred% PAPERLESS APPROVALFeaturesReviews
What you'll lovePre-certified provide - NO profits files requiredEasily whole KYC on line via video call with financial institution consultantQuick approval, bendy tenureNo guarantor requiredHas pre-closure alternative
DocumentsKYC - PAN, address & ID evidence
PerksDoor step serviceE-approvalPart-payment availableTop-up loan availableNo guarantor requiredBalance switch
Think aboutNo part-charge alternativePre-closure allowed most effective after reimbursement of 12 EMIs
Fees & ChargesPre-closure charge = four% of most important high-quality (plus relevant tax)
Good to KnowBranches754+
Eligibility CriteriaAge at the least 23 years and much less than 58 years for salariedAge at least 28 years and much less than 68 years for self-employedFor salaried, 2 years minimal ordinary work revel in with 1 yr minimal enjoy in modern-day business enterpriseFor self-hired, at least five years of enjoy after applicable qualification
No Processing Fees - Santhosh A aggressive interest charge with 0 processing costs. Quick mortgage disbursal!
Quick, Efficient Service - Chetan Very speedy mortgage processing time coupled with top-notch customer service.
Truly A Customer-Oriented Bank - Aylwin Customer carrier beyond examine. From doorstep facility to handy charge alternatives to low hobby prices, they have got saved their consumer wishes at the vanguard.
Convenient Process - Amit Good carrier and convenient repayment datesFeatures
What you may loveInstant loan from75,000 to5 lakhsNo hidden prices or expensesQuick approval and disbursalConditional pre-closure after 12 months. Pre-closure fees applicableAffordable EMI plans
DocumentsKYC - PAN, current deal with and ID evidenceBank statementSelfie
PerksDoor step carrierE-approvalPart-payment to be hadTop-up mortgage availableNo guarantor requiredBalance transfer
Think approximatelyNo component-payment facility
Fees & ChargesPre-closure fee = 3% - five% on principal excellent
Eligibility CriteriaMinimum age - 21 years; Maximum age - 60 yearsone hundred% PAPERLESS APPROVALFeaturesReviews
What you will loveConditional pre-closure and element price after twelve monthsMaximum mortgage term of 6 years25% part charge allowed in a yrNo guarantor required
DocumentsKYC - PAN, cope with and ID evidenceIncome proof, bank statement and a picture
PerksDoor step serviceE-approvalPart-charge availableTop-up loan availableNo guarantor requiredBalance switch
Fees & ChargesPart-prepayments can be made simplest after 6 months. They are allowed handiest once a yr with a minimum hole of 6 months among two element-prepayments. Amount prepaid can not exceed 25% of the foremost awesome and a charge of 2.five% (plus relevant taxes) will be applied quantities above 25% of the primary greatForeclosure is authorized best after 6 months. A foreclosure price of three.5% + GST is applicable at the essential outstanding after 6 months. In case of foreclosure inside 6 months after a element-prepayment, a foreclosure rate of 3.5% (plus applicable taxes) may be levied at the primary first-rate plus component-prepayment quantityFor loans above7 lakhs, a 12-month easy payment song is a need to for mortgage foreclosures and a charge of 3.5% + GST applies until loan is closed with personal price rangeFor overdraft cases, mortgage foreclosure is allowed only after 6 months and a fee of 4.five% + GST is applicable at the dropped-down limit amount
Good to KnowBranches100+
Eligibility CriteriaSalaried - Age at least 24 and less than 55Self-employed - Age as a minimum 25 and much less than 65Applicants ought to be currently hired, with at the least 1 year with their modern company
Smooth Process - Guru Tata Capital's Personal Loan manner changed into speedy - completed within 3 days. Their customer service executives responded speedy.
Quick Response - Nagavenkata Ramakrishnan I admire the immediately help provided. Everything became in place.
Attractive Services - Rajnigandha Loved the services supplied through Tata Capital! They supplied preclosure and component payment options, no processing fees, and the complete method became completed inside three days.
Reasonable Rates And Fees - Prudhvi Tata Capital's response become instant. Also,they charged very nominal interest fees and processing fees for the mortgage.
2.00% - three.00p.cOne time feeOnly KYC doctors requiredFeatures
What you will loveInstant brief-term loan from1 lakh to5 lakhsNo income documents requiredQuick approval and disbursalNo hidden prices or expensesAffordable EMI plans
DocumentsKYC - PAN, modern address and ID proofPhotograph
PerksDoor step carrierE-approvalPart-fee to be hadTop-up mortgage availableNo guarantor requiredBalance switch
Think approximatelyApp download required
Fees & ChargesPre-closure price = four% on foremost extremely good. Allowed only after first 3 EMIsLate fee price =500 + GST
Good to KnowBranches99+
3.00% - 6.00%One time feeone hundred% PAPERLESS APPROVALFeatures
What you may loveNo hidden expensesNo guarantor requiredConditional pre-closure after 6 months
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