Whether you’re simply seeking out primary cowl otherwise you want to give your delight and pleasure the protection it merits, we have a number of options for you.Find the proper automobile coverage for you
Choosing insurance can be tricky, and it’s important to discover a policy that works for you. Once you’ve labored out what you need, rest smooth knowing you’re protected in case something goes wrong.Top protection on your car
Look after your vehicle with Comprehensive Insurance, our most popular and maximum level of cowl.
$30 million liability cowl
All our regulations offer up to $30 million of protection if you damage different cars or property.
No Claim Bonus
With Comprehensive Insurance, every 12 months you don’t make an at-fault claim earns you a discount to your top rate (till you attain the most bonus)1.
Money returned guarantee
Change your mind? Get money back in case you cancel your coverage in the first 21 days with out making a claim.
Pay by way of the month
If you don’t want to pay yearly, pay every month through direct debit at no greater cost.
Repairs you could consider
If maintenance we authorise turn out to be defective, we will take a look and might have them fixed for gratis to you.
Why choose CGU?
Award-prevailing serviceReady to go?
Answer some questions about your car and who drives it, and you may be blanketed in only some mins.Looking for car insurance in WA, SA or the NT?
We don’t provide car coverage in Western Australia, South Australia or the Northern Territory. Instead, we recommend you go to NRMA Insurance to see their vehicle insurance rules and get a quote.
We’re right here every time you need usWe’re here for you 24/7
Accidents can take place anytime, so we’re to be had day and night time. If something goes incorrect, you can name right away.
How to assert
Step 1. Call 13 24 80 with your coverage range and any details you have (like wherein the incident passed off and if anybody else become involved).
Step 2. We’ll assign one in every of our experts in your declare and come up with a declare reference range.
Still have questions?Is my car blanketed if a person else drives it?
If you've got a standard coverage, your automobile’s covered irrespective of who’s at the back of the wheel (with some exceptions).
If you have a Nominated Driver policy, drivers beneath 25 aren’t covered (except freshmen followed by way of a completely certified driving force over the age of 25). Also, if someone’s riding and that they’re now not listed for your Nominated Driver policy, you’ll pay a higher excess if you make a claim.
Make positive you’ve read the PDS before you permit a person else drive your automobile.How much does automobile coverage fee?
The value relies upon on a variety of of factors, inclusive of your form of car and whether you’ve had an twist of fate earlier than.
There are some methods to lower the cost, like if you call the drivers in your policy or if you choose a coverage that has a restriction on how some distance you pressure each yr.
The fastest way to see how an awful lot your coverage charges and examine your alternatives is to quick quote.What sort of coverage do I need?
Comprehensive Insurance offers the most cover for you and your car if some thing is going wrong like an coincidence or typhoon damage. It’s additionally our maximum famous coverage.
If your automobile doesn’t want that lots cover or Comprehensive is out of your budget, then check a Third Party Property Damage coverage. They nonetheless encompass $30 million in legal responsibility cowl which protects you if you harm other automobiles and belongings so you’re no longer caught with a massive bill after an twist of fate. And with Third Party Fire and Theft, your vehicle’s still blanketed if it’s stolen or catches hearth.
See the PDS for extra information.Is a learner motive force blanketed on my vehicle insurance?
If you have a Nominated Driver policy, newbies ought to be followed by using a completely certified motive force over the age of age 25. See the PDS for extra information.How can I get an replace on my car claim?
If you’ve already made a claim and also you need to peer the way it’s going, you may tune it online or name us.
Make sure you've got your declare wide variety accessible, it’s protected in any electronic mail, SMS or letter we’ve despatched approximately your declare.Things you need to know
1 Any relevant discounts may be subject to minimal charges. Discounts simplest apply until a minimal top rate is reached. When we decide your premium on renewal, we may additionally restrict any will increase or decreases to your premium by using considering elements consisting of your previous year’s premium quantity.Let’s get commenced, you may be protected in only a few minutes
In your location, we can offer new CGU car coverage policies thru our distribution companions (like your bank, credit score union or fitness fund).
To get automobile coverage direct from an insurer, we recommend you visit NRMA Insurance.
NRMA Insurance is sponsored by IAG, similar to us.
Already have a coverage?
There aren't any adjustments for your modern coverage right now (we're going to contact you if something changes inside the destiny).
To communicate to us about your coverage, call 13 24 81 (8am–8pm AEDT, Mon–Fri).
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