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At the RAC we’re committed to locating our clients a excellent deal on their vehicle coverage - you already know you are buying exquisite best cowl from a call you can trust, and we discover clients our most aggressive vehicle insurance charges from our panel of decided on insurers.
If you’re an existing vehicle insurance purchaser with the RAC, its quick and smooth to manipulate your coverage online 24/7. We also have plenty of particular FAQs which help give an explanation for extra about our product, plus a range of guides about car insurance and the way it works.
New customers can select from fashionable RAC Car Insurance or RAC Car Insurance Plus. RAC Car Insurance Plus has been presented the top five Star Rating from Defaqto and is our maximum level of complete automobile coverage cowl. You can select from Comprehensive, Third Party Fire and Theft, and Third Party Only cover with our standard Car Insurance. Compare our car coverage today.
Getting a quote for RAC Car Insurance takes just a few minutes online.
FREE Motor Legal Protection* cover for 12 months, if decided on
You may want to pay much less than £1511 for our Defaqto 5 Star rated Car Insurance Plus
RAC contributors pay £one hundred ten less on average for RAC Car Insurance than non-members3
Single Car5 Star Rated Car Insurance PlusCover for much less than £1511 (that’s what 10% of our customers paid)
As the motoring specialists, we seek a panel of cautiously selected insurers to provide you our most competitive fee. And with one hundred twenty years’ enjoy of serving clients, you understand you’re in safe fingers when you buy with the RAC.
Uninsured motive force promise – so you won’t lose your no claims bonus in case your vehicle is hit via an uninsured driving force and it wasn’t your fault and your excess may be reimbursed
5 Star rated cover – RAC Car Insurance Plus has been presented five stars by means of impartial financial research company Defaqto
Free Motor Legal Protection* –gain from unfastened Motor Legal Protection cover of up to £100,000 for the primary one year of the coverage, if decided on
Up to sixty five% off – with nine+ years no claims cut price
Vandalism promise – in case your automobile is vandalised, you gained’t lose your no claims bonus
Compare the full listing of advantages furnished by using our ranges of cover.
Pay by using Mile car insurancePay by using Mile car coveragePay whilst you drive, store while you don't.
If you force much less than 6,000 miles a 12 months (that’s kind of 110 miles per week), the chances are you’re paying too much for your car insurance. Pay by using Mile is a fairer kind of vehicle coverage for decrease mileage drivers. You handiest pay a few pennies for the miles you pressure and a low monthly top rate to insure your automobile whilst it’s parked.
Save money – We handiest rate you for the miles you do. The much less you pressure, the less you pay.
Super easy - Just pop a tag within the windscreen, down load the app and mechanically tune your mileage.
No ties – This is a monthly subscription, so you’re not tied into an annual settlement.
Young or new driversBlack Box Car InsuranceRAC Black Box facilitates drivers save money by using worthwhile secure using
Black Box Insurance, also called telematics, is a value powerful manner to force down the cost of insurance for brand new and green drivers. Black field era prices drivers on the manner they pressure, instead of how their peers pressure, giving drivers the opportunity to reduce their top rate though secure driving.
No curfews - Drive where you need, while you want
You pick out your annual mileage – We don’t rate you on a in step with mile basis, not like some providers
No installation prices - We’ll match the box at time and vicinity handy to you
Uninsured driver promise – so that you gained’t lose your no claims bonus if your automobile is hit by an uninsured driving force and it wasn’t your fault and your extra will be reimbursed (comprehensive guidelines best)
2 or greater carsMulticar InsuranceCover for the whole own family with 10% RAC Multicar discount2
If you have got up to three additional cars for your family you may store with multi-automobile insurance. For each additional automobile on your family you insure with us, you’ll obtain a ten% bargain off the premium. Separate no claims bonus for every vehicle - so yours won’t be affected if some other policyholder has a scrape
Friends, circle of relatives and housemates can gain from cut price - so long as you all stay on the equal registered cope with
Free Motor Legal Protection* – benefit from loose Motor Legal Protection cover of as much as £100,000 for the first three hundred and sixty five days of the coverage, if selected
five Star rated cowl – RAC Car Insurance Plus has been offered five stars for 5 years going for walks by means of independent monetary studies corporation Defaqto
Temporary InsuranceTemporary Car Insurance - only to be had direct from the RACFlexible and on the spot brief time period cowl
If you want quick term insurance cowl right away, RAC can offer a flexible and fee effective manner to make certain you're blanketed. Our Temporary Car Insurance is designed to cowl you to pressure some other vehicle - or insure someone else to pressure your car.
Daily insurance - quick time period cowl starts from 1 hour to 30 days, and you may pay through the day
Instant cowl - if you need coverage urgently, cover can start immediately
Range of vehicles included – we can provide cover for cars, trucks and motorhomes, and breakdown cowl may be added too
Flexible brief time period cover - benefit from the flexibility of riding any other automobile, or insuring extra drivers for your vehicle
Instant peace of thoughts – our Temporary coverage offers a range of blessings as fashionable, consisting of accidental harm, new vehicle substitute, coincidence healing and criminal liabilities
Got a question or need to study extra? Visit our Temporary Car Insurance web page for more information about the policy.Compare Car Insurance
Compare our complete list of benefits here.
RAC Comprehensive Car Insurance
Motor Legal Protection, FREE for one year, if selected*
Courtesy Car as wellknown (concern to availability and eligibility)
Repairs assured for three years at approved garages
Third Party Fire and Theft and Third Party Only cover is also available. Compare our ranges of car coverage right here.
Planning to drive within the EU this yr?
What does Brexit suggest for RAC Insurance clients? Find out what you want to do with the aid of following the link under.Frequently Asked QuestionsQ. What do I want to get a car coverage quote?
Obtaining a quote for car coverage handiest takes around 10 minutes but you’ll need to have positive records handy. To entire a quote, you will need to offer info which includes the subsequent:
Personal detailsThis includes your complete call, date of beginning and domestic cope with such as your postcode, as well as touch information with as a minimum one phone quantity and an e mail address. We'll also ask for information about your courting popularity, which includes whether you're unmarried or married, and if any extra drivers want to be named on the coverage.
Employment fameWhether you work and in that case, whether or not that's on a complete-time or component time foundation, self hired or other. Further details on your occupation and sort of business are wished too.
Driving recordsHow long you've got held a driving licence, any accident history and former claims, and whether you've got been declined for motor coverage within the past.
Vehicle infoFurther data on the car being insured, inclusive of the make and version of the car, whether it is fitted with an alarm, and any changes which may additionally were made.Estimated annual mileage need to be furnished, as should info on in which the vehicle can be parked in a single day for instance in a garage, parked off avenue or on the street.Q. Do we offer a courtesy vehicle after an twist of fate?
Some car coverage policies will consist of the supply of a Courtesy Car in event of loss of, or damage to, the car insured. It's important to check whether or not your coverage gives a Courtesy Car. Both our Comprehensive Car Insurance and our Defaqto 5 Star Rated Car Insurance Plus come with a Courtesy Car as general - challenge to availability and eligibility.Q. What happens if I get hit with the aid of an uninsured motive force?
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